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WHAT IS DEBT CONSOLIDATION?
What is Debt Consolidation and is it for YOU? TRUE OR FALSE: DEBT CONSOLIDATION IS THE “NON-PROFIT” COMPANIES THAT “HELP YOU” TO GET OUT OF DEBT? You’ve seen the ads on TV on how they will help to...
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Good News About Debt Negotiation
EFFECTIVE FINANCIAL SERVICES (EFS) is a professional debt negotiation company. EFS can settle your UNSECURED debt for much less than what you currently owe. You can reduce your credit card debt from...
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How Many Errors Are On Your Credit Report?
IS THERE WRONG INFORMATION BEING REPORTED ABOUT YOUR CREDIT? A study released by the U.S. Public Interest Research Group (PIRG) in June 2004 found that 79% of the consumer credit reports surveyed...
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Credit Card Companies Will Continue to Take Advantage of Consumers
REUTERS REPORTS THAT CREDIT CARD COMPANIES WILL CONTINUE TO MAKE “LUCRATIVE” RETURNS. Just in case you were worried that the new rules of the Obama administration might harm the credit card companies...
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Is There Really A PrePaid “Credit” Card?
YOU MAY SEE ADVERTISING FOR PREPAID CREDIT CARDS, BUT THERE IS NO SUCH THING. In simple terms, a prepaid credit card is “not” a credit card at all, since the most elemental aspect of the card does not...
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Debt Settlement: Erase Debt Without Bankruptcy
CAN YOU TRULY “ERASE” DEBT? Are you over your head in debt? Can’t pay your bills? Are you getting harassed by collection calls? If so, you may be a candidate for a professional debt settlement service...
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Credit Card Companies Increasing Their Fees For You and Me
TIRED OF CREDIT CARD FEES? Well, look out, because more are coming your way. USA Today reports a variety of ways that credit card companies are attempting to quietly integrate more fees for you and I...
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What’s The Difference Between a Credit Card and Debit Card?
CREDIT CARDS AND DEBIT CARDS LOOK THE SAME, BUT THEIR “DIFFERENCES” ARE MORE IMPORTANT. In real simple terms, when you buy anything with a credit card, you are using money you don’t have. When you buy...
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